Robert PinzhofferPresident / CEO
Applying For a Mortgage? STOP! First learn how to compare one offer from another! Sound complicated? Maybe, but it's actually a simple task. How so? Well, it all comes down to your loan's APR or Annualized Percentage Rate.------------------------------------- The interest rate...
Some 21 percent of Americans have scores below 600, which is considered subprime, according to credit bureau Experian. Even the average credit score, 675, is too low to qualify for the best rates on conventional mortgages. The good news is that it’s possible to buy property with...
Refinancing Your Mortgage Although home refinancing is quite an in-depth process, it is actually much less difficult than one might think. Many people who are looking for a mortgage refinance are doing so in the throes of an emergency situation; however, the best way to conduct this...
Why We Still Offer 100% Financing Loans? Many new homebuyers wonder why most types of loans require a down payment. Why can’t the bank just finance 100% of the home’s purchase price? It all comes down to the fact that the bank, lender, or investor wants to be paid back. After...